Latestarter's ramblings/musings/gripes and grumbles.

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Latestarter

Novice; "Practicing" Animal Husbandry
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OK, so I now realize part of, if not the primary reason I'm having all these loan difficulties... the purchase offer was written on a contract labeled "Farm and Ranch Contract" vice a "Residential Real Estate Contract". This was done because the property is rural, outside city limits, and has acreage. It's standard fare in TX. It's how rural properties are contracted for sale/purchase. So I just got off the phone with my REA down there and told him the issue/problem. The VA appraisal should have been ordered today. The appraiser doesn't get a copy of the contract. I told my REA that he needs to make sure he gets to the appraiser and lets him know, the property is being purchased as a residence and NOT as a farm/ag property. That way when the lender gets the appraisal they won't flip out. Of course I may short circuit their attempt to body slam me and deny this loan. I sure hope so...

My REA has a lender down there that he says can do the loan and get it done in under 30 days. I asked him to contact that lender via Email and to add me as an addressee. If I need to I can use them as a fall back position. The problem is they aren't going to give me 3% as a rate and the costs are going to be substantially higher. How much I don't know... :(
 

farmerjan

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Just got on your "page" and read about some of your life, too bad that I didn't get to know you sooner!!!!! Kentucky is a nice enough state but more humidity than I like, and I like the mountains here in the shenandoah valley in Va.. I have been looking, half-heartedly, for someone of like mind to maybe have a partnership-relationship or whatever with. Although I work pretty closely with my son, and we have farmed together for 20 plus years, there are some things I would like to do on my own and would like to find someone of like-mind to do it with. Married, divorced 35 + years, loved someone who died 10 years ago that I would've spent the rest of my life with. Not a big social butterfly and as I get older, just don't want all the baggage that comes with so many people with ex's and kids and all. Land here in Va is getting alot more expensive than is was but I like the 4 seasons, and winters don't last as long as up north in N E where I moved from in 81. Have owned a place lost to foreclosure too, rent my house now but looking for something to retire to and own for my "old age" where I can have my dairy cows at home. Have some chickens now and we have all the beef cows that Michael and I run. There are mostly his, mine and joint. He does all the farming expenses equipment purchases, rents, and this past year more of the work due to my joint issues but i do as much as i still can and hope to be back to more if this prolotherapy works with my joint issues. Don't want replacements, surgeries etc. if at all avoidable. Best of luck and hope you find what you are looking for. Keep in touch anyway, friends are always welcome.
 

Devonviolet

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Welcome @farmerjan! :frow You have come to the right place to find people of like mind.

Although many of us are female. :lol: I (being female) have met some awesome, supportive females, here on BYH! :hugs AND, many of us are "of a certain age" . . . been there, done that. Enjoying an active life "on the farm", in our retirement years.
 
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Latestarter

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Sorry folks, been an exceptionally difficult morning for me. Just got back from the vet and my little girl Mystie is no longer with me. Life had just gotten to be a drain on her and it wasn't fair to make her continue. I know it was the right thing to do but has been harder on me than I have ever experienced before. Normally when my dogs reach that point I do it myself and it's much easier/calmer for both of us. I'll never do it via a vet again. I have Mel, but I'll miss my little girl. I know she's finally at peace and resting.

Mystie helping me build chicken mansions ~2014
Mystie 3-2014.jpg


Mystie Showing the newly arrived Mel his new back yard and play area. ~2015
IMG_1369.JPG

She will be missed.
 
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