My thought is that this probably
is what Steel looks like on an Otter.
Otter looks like Self on the body, with the white "trim" of an Agouti. You can take any Self pattern color, and put Tan markings on it (Sable Marten, Torted Otter, just to name a couple).
The Self gene basically says that both black and red pigments can appear anywhere in the hair shaft, unrestricted. Black being, well, black, it usually covers up the red pigment, except when there are other genes at other loci in play that restrict it. The Agouti gene restricts the black pigment to only certain parts of the hairs, and certain areas of the rabbit's coat. The Steel gene loosens those restrictions, allowing the black pigment to run a bit further down the hair shaft, and in areas that the Agouti gene tends to keep black pigment out of.
Most of the Steels I have seen look like this:
Notice that the belly is dark, not light. I've seen a lot of Steels that are almost completely black (especially on the belly), with just a little bit of light ticking on the body. While some Steels do have lighter bellies, my observations lead me to believe that an agouti-based Steel that was lighter on the belly and solid black on the body would be pretty unusual.
I suspect nobody talks about Steel expressing on Tan, because that's one of those "whoopses!" that most people would go to great lengths to avoid. But when I try to imagine what Steel would look like on a Tan, I would expect the body to look like a Self (Steel doesn't express on Self, because Steel "fights" the restriction of black pigment, and Self doesn't restrict black pigment anyway). Areas where the Tan pattern restricts black (those Agouti-like light markings) would probably be at least partly obscured by the black that the steel allows to run in.
You say this doe has Castors in her ancestry, so she probably has some Rufous kicking her red/yellow pigment up a few notches. That would explain why her belly is tannish in color, rather than cream or white, and why the lacing on her ears is also so dark.
(Incidentally, a Chinchilla Otter is called a Silver Marten)
