I'm going to Just agree with the stupidity of prices, and affordability of things... If I get on a rant I will get barred for sure. I literally cannot wrap my head around the costs of things and the wages people make, yet they cannot save any money by being frugal at all... a young guy that has worked for us off and on, has a job and is making over 60,000 a year, yet he cannot save any money he says... he has a mtg, and a girlfriend that just moved out but they are working on some things and he is okay with trying to get their relationship on a better level... she went from parents to living with him and has never had a chance to be on her own was part of it, so this is not all bad in his opinion although it is hard... I mean a single guy even eating out some of his meals.... cannot afford a 1,000 a month mtg payment, ins on one personal vehicle, and still not save money?????
I told him to have $50 automatically transferred from his checking account when his paycheck is automatically deposited, into his savings account.... That would give him over $1200 a year that he will never miss because it is not there to spend from the start... Then when he gets used to it, up it to $75 a paycheck... It won't earn any worthwhile interest in the bank, but it will not be there for him to just randomly always blow it... And there are online banks that pay more interest... He//, my American Express card is offering a savings account... NO minimum, no restrictions, nothing... and I have read the fine print to see.... for 4.5% interest... I am going to set it up, and then I can pay my AmEx cc directly from it while the money is earning me interest and I don't have to worry about it ever being late again. I use it because it is allowing 3% discount on gas, so I use it nearly exclusively for my gas in my vehicles... and they show you every month on the statement exactly what the discount is... very plain and simple for someone like me to really see it. I will have xx amount automatically deposited in their savings account, so there will be more than enough there for the average monthly payment I usually have to make, and the rest will keep earning a little better interest. Finding anything, except my credit union debit card deal, to pay anything worthwhile in interest is hard, even to tie money up in a CD is not paying more than 4-5% interest... I think it is better to spread it around a little bit than to keep it all in one place too...
My house would sell right now for twice what I paid for it, with me having done "nothing" so to speak... the upstairs has not been renovated, nothing... that's in 3 years I have been here. As a country, we are pricing out the "working people" that do all the daily stuff... from their "native homeland" so to speak... with the ones coming in with stupid money... paying huge prices, then the average person cannot get a start...in their own backyard..... Like
@Alaskan was saying...
Keep building and people just do not realize that they aren't going to have places to get their food from, and their money is going to be so inflated it won't matter what they earn... it will just keep taking more and more to buy things... and the land is being destroyed for the food production... and with the "climate warming" as they keep saying, less rainfall, more violent unpredictable weather, farmers that do still exist will not be able to increase production like they keep managing to do now... and there will be starvation and total devastation. There is no common sense anymore with the way people have disassociated from practicality and common sense.