I finally found my other multimeter, my good one is still missing. I changed out the 2 year old battery, as the charge was low after sitting on a trickle charger all night - went and had it load tested and it came up saying to charge it and test again, fresh off the charger. It didn't test with a dead cell, and the water was full on it, but being it had sat on the charger for over 8 hours and was still only reading in the 11 volt range I figured it was bad.
I still don't know why it won't start with the key, I just get a click off the left hand side (not the solenoid) and up on the motor. Before I lost my good multimeter, I was testing for power at the switches - I think one of my kids walked off with my tool, that isn't uncommon I will probably find it in a toybox. I replaced the ignition switch since the old one was pretty worn out and the key flopped in it, it wouldn't start with it either. It did cross my mind that it might be resistance rather than power at the switches.
The thing is, I'm getting full power at the solenoid, turn the key, light click off somewhere on the motor (maybe a relay? opposite side of the starter but I can't seem to tell where the click is coming from) but no crank, no start. Definitely not the starter either. I arced the solenoid and it fired right up on the new battery. The key works to shut it off. I ended up just filling the tank since I know I can mow my entire place on 1 tank and mowed it. Maybe the new solenoid is bad...but I'm more apt to think it's something breaking the connection on the ignition side of the solenoid.
I suck at electrical work, it is not my strong point. DH is pretty good with it and has training in electrical, but more on the side of wiring houses and not vehicles. Personally, I wouldn't work on it but I can't seem to find anyone that does small engines around here. I can't find any frayed or worn wires and I've been over every inch of the wiring, it's all in good shape.